Investing term

ETF

A plain-English definition of ETF— what it means, how it works, and a simple example.

Quick answer

An Exchange-Traded Fund (ETF) is a basket of securities, often tracking an index, that trades on a stock exchange like a single share at low cost.

An ETF bundles many stocks or bonds into one fund, but unlike a regular mutual fund it is listed on an exchange and its price moves throughout the trading day. You buy and sell ETF units through a demat and trading account, just like a stock.

Most ETFs are passive, meaning they simply mirror an index such as the Nifty 50 rather than being actively picked by a manager. That keeps their expense ratio very low.

For example, a Nifty 50 ETF rises and falls with those 50 companies. ETFs offer instant diversification and low cost, though you need a demat account and pay small brokerage on each trade.

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A note on accuracy:this definition is for general education, not personalised financial or tax advice. Figures are illustrative and rules can change — confirm anything that affects a real decision.