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Original, plain-English explainers of the finance and AI news that matters.

FinanceRates

What an RBI repo-rate pause means for your EMIs and FDs

When the RBI leaves its repo rate unchanged, floating-rate home-loan EMIs usually hold steady and fresh fixed-deposit rates tend to plateau. A plain-English explainer on how a rate pause filters through to your borrowing and saving.

Market wire · 42m ago

AIModels

New AI model raises the bar on reasoning benchmarks

A newly released frontier model posts state-of-the-art scores on math and coding evaluations, intensifying competition among the major AI labs and pushing prices down for developers.

Tech desk · 88m ago

FinanceMarkets

Why the Nifty and Sensex move — and what it means for your SIPs

The headline indices rise and fall with corporate earnings, global cues and bond yields. For most SIP investors, day-to-day swings matter far less than staying invested — here's how to think about the noise.

Market wire · 120m ago

AIAgents

AI agents move from demos to real workplace deployments

Enterprises are shifting from experimenting with chatbots to deploying task-completing AI agents in support, finance and operations — with measurable productivity gains reported.

Tech desk · 150m ago

FinanceCommodities

Should gold be part of your portfolio? How to think about it

Gold often holds its value when currencies wobble or markets turn uncertain, which is why advisors suggest a small allocation for diversification rather than trying to time the metal. Here's how to weigh it up.

Commodities · 190m ago

AIOpen source

Open-source AI tools narrow the gap with paid options

The latest open models bring capable, free alternatives for writing, coding and image tasks — a meaningful shift for creators and small businesses watching their budgets.

Tech desk · 240m ago