Finance & AI News
Original, plain-English explainers of the finance and AI news that matters. Every story is a full article: what changed, why it matters, and what to do about it.
What an RBI repo-rate pause means for your EMIs and FDs
When the RBI leaves its repo rate unchanged, floating-rate home-loan EMIs usually hold steady and fresh fixed-deposit rates tend to plateau. A plain-English explainer on how a rate pause filters through to your borrowing and saving.
Market wire · Sep 3, 2026 · 8 min read
New AI model raises the bar on reasoning benchmarks
A newly released frontier model posts state-of-the-art scores on math and coding evaluations, intensifying competition among the major AI labs and pushing prices down for developers.
Tech desk · Sep 2, 2026 · 8 min read
Why the Nifty and Sensex move - and what it means for your SIPs
The headline indices rise and fall with corporate earnings, global cues and bond yields. For most SIP investors, day-to-day swings matter far less than staying invested. Here is how to think about the noise.
Market wire · Sep 1, 2026 · 8 min read
AI agents move from demos to real workplace deployments
Enterprises are shifting from experimenting with chatbots to deploying task-completing AI agents in support, finance and operations, with measurable productivity gains reported.
Tech desk · Aug 30, 2026 · 8 min read
Should gold be part of your portfolio? How to think about it
Gold often holds its value when currencies wobble or markets turn uncertain, which is why advisers suggest a small allocation for diversification rather than trying to time the metal. Here is how to weigh it up.
Commodities · Aug 28, 2026 · 8 min read
Open-source AI tools narrow the gap with paid options
The latest open models bring capable, free alternatives for writing, coding and image tasks, a meaningful shift for creators and small businesses watching their budgets.
Tech desk · Aug 26, 2026 · 8 min read
RBI repo rate 2026: how a 25 bps move actually reaches your wallet
A rate decision in Mumbai takes months to show up in your EMI, your FD renewal and your debt fund NAV. Here is the transmission chain, step by step, with the numbers on what each 25 basis points is worth.
Market wire · Sep 3, 2026 · 9 min read
India's AI rules and the DPDP Act: what changes for users and businesses
India is regulating AI mainly through data protection rather than a single AI law. Here is what the Digital Personal Data Protection Act means for anyone using AI tools with customer or personal data.
Policy desk · Aug 24, 2026 · 9 min read
UPI's new rules in 2026: limits, charges and what actually changes for you
Transaction limits, autopay behaviour, chargeback handling and merchant fees have all been adjusted. A plain-English guide to which UPI changes affect ordinary users and which are only for businesses.
Payments desk · Aug 22, 2026 · 8 min read
The new Income Tax Act rollout: what taxpayers actually need to know
The Income Tax Act, 2025 replaces the 1961 law with a shorter, restructured statute. It changes language, numbering and the tax year concept far more than it changes what you pay.
Tax desk · Aug 20, 2026 · 9 min read
Why gold prices surged: the forces behind the rally, explained
Central bank buying, falling real yields, currency hedging and Indian festive demand all pull on the same price. A breakdown of what actually moved gold, and what it means if you own some.
Commodities · Aug 18, 2026 · 8 min read
SEBI's mutual fund rule changes: what investors should watch
Tighter scheme categorisation, disclosure of risk and expense details, nomination requirements and stress testing for small-cap funds all change what you can see and compare. Here is what matters for your portfolio.
Regulation desk · Aug 16, 2026 · 9 min read