Loans & EMI
Make smart borrowing decisions. Calculate EMIs, compare loan options, check your eligibility, and understand the true cost of borrowing. Free calculators designed for India.
Loan Calculators
EMI Calculator
Monthly payment, total interest, and full amortisation for any loan
Home Loan Eligibility
How much home loan you qualify for based on salary and FOIR
Car Loan EMI Calculator
Monthly auto loan payment and total interest
Personal Loan EMI Calculator
Monthly EMI for unsecured loans at 11-18% over 1-5 years
Education Loan EMI Calculator
Student loan repayment with moratorium period
Mortgage Calculator
Monthly payment and amortisation for any mortgage
Rent vs Buy Analysis
Key Glossary Terms
EMI
Equated Monthly Installment explained
FOIR
Fixed Obligation to Income Ratio for loan eligibility
CIBIL Score
How your credit score affects loan approval
Amortisation
How loan payments are split over time
Simple Interest
Interest calculated on the principal only
Compound Interest
Interest on interest — how debt can grow