Investing term

Dividend

A plain-English definition of Dividend— what it means, how it works, and a simple example.

Quick answer

A dividend is a share of a company's profits paid out to its shareholders, usually in cash, as a reward for owning the stock.

When a company earns a profit, it can either reinvest it or return some to shareholders as a dividend. If a company pays a ₹10 dividend per share and you own 100 shares, you receive ₹1,000.

Not all companies pay dividends. Fast-growing firms often reinvest everything to expand, while mature, stable companies tend to pay regular dividends. Mutual funds also offer dividend (now called IDCW) options that pass payouts to investors.

Dividends are taxable in the investor's hands at their slab rate. For long-term investors, whether a company pays dividends or reinvests for growth matters less than its total return — dividends plus price appreciation.

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A note on accuracy:this definition is for general education, not personalised financial or tax advice. Figures are illustrative and rules can change — confirm anything that affects a real decision.