Investing term

IPO

A plain-English definition of IPO— what it means, how it works, and a simple example.

Quick answer

An IPO (Initial Public Offering) is the first time a private company sells shares to the public and lists on a stock exchange.

Before an IPO, a company is privately owned by founders and early investors. In the IPO it issues shares to the public for the first time, and afterwards those shares trade freely on an exchange like the NSE or BSE.

Companies do this to raise capital for growth and to give early backers a way to sell. Investors apply for shares at the offer price, often through the ASBA process in their bank or broker app.

For example, if a company offers shares at ₹500 and lists at ₹650, early allottees see a listing gain. But IPOs can also fall below the offer price, so they carry real risk and are never a guaranteed profit.

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A note on accuracy:this definition is for general education, not personalised financial or tax advice. Figures are illustrative and rules can change — confirm anything that affects a real decision.