Live Rates
Finance Today
All current Indian finance rates in one place - updated from official sources.
Last updated: September 2026 · Sources: RBI, EPFO, Ministry of Finance, NSI
RBI Policy Rates
5.75%
Repo Rate
Rate RBI lends to banks
5.50%
Reverse Repo
Rate RBI borrows from banks
4.0%
CRR
Cash Reserve Ratio
18.0%
SLR
Statutory Liquidity Ratio
Government Savings Scheme Rates (Q2 FY 2025-26)
| Scheme | Rate |
|---|---|
| Public Provident Fund (PPF) | 7.1% |
| Sukanya Samriddhi Yojana | 8.2% |
| Senior Citizen Savings Scheme (SCSS) | 8.2% |
| National Savings Certificate (NSC) | 7.7% |
| Post Office MIS | 7.4% |
| Kisan Vikas Patra (KVP) | 7.5% |
| Post Office Time Deposit (5-yr) | 7.5% |
| Post Office RD | 6.7% |
EPF Interest Rate
Employee Provident Fund (EPFO)
FY 2024-25 · Declared by EPFO Central Board of Trustees
8.25%
Calculate →Income Tax Slabs FY 2026-27 (New Regime)
New Regime (Default)
| Up to ₹4L | Nil |
| ₹4L - ₹8L | 5% |
| ₹8L - ₹12L | 10% |
| ₹12L - ₹16L | 15% |
| ₹16L - ₹20L | 20% |
| ₹20L - ₹24L | 25% |
| Above ₹24L | 30% |
Key tax facts FY 2026-27
- ✓ Standard deduction: ₹75,000 (salaried/pensioners)
- ✓ 87A rebate: ₹60,000 - zero tax up to ₹12L income
- ✓ Surcharge: 10% above ₹50L, 15% above ₹1Cr
- ✓ Cess: 4% on all tax + surcharge
- ✓ NPS employer contribution (80CCD-2): deductible in new regime
Bank FD Rates (General Public)
| Bank | 1 Year | 3 Years | 5 Years |
|---|---|---|---|
| SBI | 6.80% | 6.75% | 6.50% |
| HDFC Bank | 6.60% | 7.00% | 7.00% |
| ICICI Bank | 6.70% | 7.00% | 7.00% |
| Axis Bank | 6.70% | 7.10% | 7.00% |
| Kotak Mahindra | 7.10% | 7.25% | 6.20% |
FD rates change frequently. Verify with your bank before investing. Senior citizens typically get +0.25-0.5% extra.
FD Calculator →Historical data