Comparisons
Financial Comparison Engine
Side-by-side analyses of India's most important financial choices - built on real numbers, not opinions. Each comparison uses the same metrics so you can make a fair decision.
Investments
SIP vs FD
Most readMutual fund SIP vs fixed deposit - returns, risk, liquidity and tax implications compared.
PPF vs FD
Public Provident Fund vs Fixed Deposit - which is better for long-term tax-free savings?
PPF vs NPS
Compare India's two flagship retirement savings instruments on returns, lock-in and tax.
NPS vs EPF
Employee Provident Fund vs National Pension System - for salaried Indians planning retirement.
SIP vs Lumpsum
Monthly SIP or one-time lumpsum investment - which strategy suits your situation?
Mutual Fund vs Stocks
DIY equity investing vs mutual funds - risk, effort, returns and suitability compared.
Tax
Old Regime vs New Regime
Most readWhich income tax regime saves you more? Side-by-side breakeven analysis by income and deductions.
ELSS vs PPF for 80C
Best 80C investment - ELSS mutual funds or PPF? Returns, lock-in and tax treatment compared.
NPS Tier-I vs Tier-II
What is the difference between NPS Tier-I and Tier-II accounts, and when to use each?
Loans & Big Decisions
Rent vs Buy
CalculatorShould you rent or buy a home in India? A financial model with city-specific price-to-rent ratios.
Home Loan Prepayment vs Investing
Should you prepay your home loan or invest the extra EMI? A post-tax return comparison.
FD vs Debt Mutual Fund
Fixed deposits vs debt mutual funds - post-tax returns, liquidity and risk profile compared.
Insurance
How our comparisons work
Every comparison on CoinMind uses real current rates from official sources (RBI, SEBI, Income Tax Dept), shows post-tax returns, and discloses its assumptions. We do not accept payment to favour any product or instrument. See our editorial policy and affiliate disclosure.