FD of Rs 1 Lakh: How Much You Get at Maturity
Fixed deposit of Rs 1 Lakh at standard bank FD rates with quarterly compounding. Results shown for 6% to 8% per year over 1 to 10 years.
Maturity at different tenures
| Rate | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| 6% | ₹1,06,136 | ₹1,12,649 | ₹1,19,562 | ₹1,34,686 | ₹1,81,402 |
| 6.5% | ₹1,06,660 | ₹1,13,764 | ₹1,21,341 | ₹1,38,042 | ₹1,90,556 |
| 7% | ₹1,07,186 | ₹1,14,888 | ₹1,23,144 | ₹1,41,478 | ₹2,00,160 |
| 7.5% | ₹1,07,714 | ₹1,16,022 | ₹1,24,972 | ₹1,44,995 | ₹2,10,235 |
| 8% | ₹1,08,243 | ₹1,17,166 | ₹1,26,824 | ₹1,48,595 | ₹2,20,804 |
Quarterly compounding. Interest taxed at your income slab rate.
Rs 1 Lakh FD — Interest Earned at 7% p.a.
Try the interactive FD calculator
Deposit details
Compounding frequency
Maturity value
₹1,41,478
after 5 years
Adjust the amount, rate and tenure to see your exact numbers. Use our main FD calculator for more options including monthly and yearly compounding.
About FD of Rs 1 Lakh
A fixed deposit of Rs 1 Lakh at a typical Indian bank earning 7% per annum with quarterly compounding grows to ₹1,41,478 in 5 years and ₹2,00,160 in 10 years. The interest earned at 7% over 5 years is ₹41,478. Compare rates across banks to maximise your return — small differences in rate compound to meaningful amounts over longer tenures. Remember that FD interest is fully taxable at your income slab rate.