FD of Rs 10 Lakh: How Much You Get at Maturity
Fixed deposit of Rs 10 Lakh at standard bank FD rates with quarterly compounding. Results shown for 6% to 8% per year over 1 to 10 years.
Maturity at different tenures
| Rate | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| 6% | ₹10,61,364 | ₹11,26,493 | ₹11,95,618 | ₹13,46,855 | ₹18,14,018 |
| 6.5% | ₹10,66,602 | ₹11,37,639 | ₹12,13,408 | ₹13,80,420 | ₹19,05,559 |
| 7% | ₹10,71,859 | ₹11,48,882 | ₹12,31,439 | ₹14,14,778 | ₹20,01,597 |
| 7.5% | ₹10,77,136 | ₹11,60,222 | ₹12,49,716 | ₹14,49,948 | ₹21,02,349 |
| 8% | ₹10,82,432 | ₹11,71,659 | ₹12,68,242 | ₹14,85,947 | ₹22,08,040 |
Quarterly compounding. Interest taxed at your income slab rate.
Rs 10 Lakh FD — Interest Earned at 7% p.a.
Try the interactive FD calculator
Deposit details
Compounding frequency
Maturity value
₹1,41,478
after 5 years
Adjust the amount, rate and tenure to see your exact numbers. Use our main FD calculator for more options including monthly and yearly compounding.
About FD of Rs 10 Lakh
A fixed deposit of Rs 10 Lakh at a typical Indian bank earning 7% per annum with quarterly compounding grows to ₹14,14,778 in 5 years and ₹20,01,597 in 10 years. The interest earned at 7% over 5 years is ₹4,14,778. Compare rates across banks to maximise your return — small differences in rate compound to meaningful amounts over longer tenures. Remember that FD interest is fully taxable at your income slab rate.