FD of Rs 3 Lakh: How Much You Get at Maturity
Fixed deposit of Rs 3 Lakh at standard bank FD rates with quarterly compounding. Results shown for 6% to 8% per year over 1 to 10 years.
Maturity at different tenures
| Rate | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| 6% | ₹3,18,409 | ₹3,37,948 | ₹3,58,685 | ₹4,04,057 | ₹5,44,206 |
| 6.5% | ₹3,19,980 | ₹3,41,292 | ₹3,64,022 | ₹4,14,126 | ₹5,71,668 |
| 7% | ₹3,21,558 | ₹3,44,665 | ₹3,69,432 | ₹4,24,433 | ₹6,00,479 |
| 7.5% | ₹3,23,141 | ₹3,48,067 | ₹3,74,915 | ₹4,34,984 | ₹6,30,705 |
| 8% | ₹3,24,730 | ₹3,51,498 | ₹3,80,473 | ₹4,45,784 | ₹6,62,412 |
Quarterly compounding. Interest taxed at your income slab rate.
Rs 3 Lakh FD — Interest Earned at 7% p.a.
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Deposit details
Compounding frequency
Maturity value
₹1,41,478
after 5 years
Adjust the amount, rate and tenure to see your exact numbers. Use our main FD calculator for more options including monthly and yearly compounding.
About FD of Rs 3 Lakh
A fixed deposit of Rs 3 Lakh at a typical Indian bank earning 7% per annum with quarterly compounding grows to ₹4,24,433 in 5 years and ₹6,00,479 in 10 years. The interest earned at 7% over 5 years is ₹1,24,433. Compare rates across banks to maximise your return — small differences in rate compound to meaningful amounts over longer tenures. Remember that FD interest is fully taxable at your income slab rate.